Ensuring security in your online and offline transactions

In the rapidly evolving digital world, the number of transactions that take place every day around the world is countless. While online transactions have taken over our daily lives because of the convenience and time-saving benefits they provide, there are still more than a few who still prefer offline transactions. Regardless of the transaction method you choose, what you should keep in mind first and foremost is security. So let’s go through some tips on how you can stay safe, whether you are transacting online or offline.

Online transactions

Only make transactions from secure websites

When making online transactions, such as shopping, bill payments or money transfer, make sure that the website you are visiting is secure. Look for “https://” at the beginning of the URL and check for the padlock icon in your browser’s address bar. These signs indicate a secure and encrypted connection.

Avoid using public networks or computers

When engaging in any online transaction, it is advisable to steer clear of public devices or Wi-Fi networks, as they are susceptible to cyber-attacks. Always opt for your personal computer and ensure a secure connection to a reliable Wi-Fi source. In situations where you urgently need to utilize a public computer or Wi-Fi, carry out your transaction in an incognito browser and opt for a virtual keyboard when entering sensitive information, such as passwords.

Use strong, unique passwords

While using the same password for everything may be extremely easy and convenient, doing so allows hackers to access many of your accounts. For this reason, be sure to create strong, unique passwords for your online accounts that you update regularly, avoiding the use of personal information such as names and dates of birth.

Enable Two-Factor Authentication (Two-Factor Authentication – 2FA)

Having two-factor authentication in place is vital to the security of your online accounts. Two-factor authentication secures every connection made to your account and, at the same time, alerts you when access is gained from another device.

Do not share your personal information

Avoid sharing unnecessary personal information online. When asked to provide sensitive information, check that the website or app you have visited is trustworthy.

Update your software regularly

Keep your device’s operating system, antivirus software and browsers up to date. Updates include security patches that help protect against potential attacks.

Do not trust unknown messages or emails
You should always check the email address or source of SMS before opening them. Many emails may look quite similar to what your bank would send, for example, however, double checking the source is extremely important. If the email address looks different than usual or contains spelling errors, delete the message and do not click on any links it may contain.

Offline transactions

Keep your passwords and PINs private

Never share your passwords or PINs, as revealing your account information can make you more susceptible to fraud. If you receive phone calls asking for password details or your card PIN, do not give out any information and inform your bank immediately. You should also be especially careful when making ATM transactions or entering your PIN at the cash register.

Do not carry more cash than you need

One of the most common forms of theft is on the street. To avoid it, we recommend carrying only the cash you need and no more. This will not only reduce the risk of having a significant amount stolen, but will also help you stay within your budget.

Check your account movements regularly

Regularly check your bank and credit card statements for any unauthorised transactions. If you spot discrepancies, report them to your bank immediately.

To guarantee the safety of your transactions, whether conducted online or offline, it is essential to consistently opt for trustworthy methods. You can securely perform your transactions on www.westernunion.gr and through the PayLink – Western Union app. Alternatively, you may visit one of the over 1,300 service points located throughout Greece by accessing the Store Locator.